TNT Risk Consulting

TNT risk consulting PHILOSOPHY

Property risk assessment and consulting is more than checking boxes, cutting and pasting code verbiage, and simplified modeling. Quality risk assessments, guidance, and solutions come from painting a picture of total risk on a canvas created from a long history of using codes, standards, and insurance guidelines framed with direct property insurance industry operations understanding, fire and property protection experience and recognizing the critical value of risk management. This is, using education with experience to see the full picture of risk and potential client solutions. The art and science of property loss control!

The highest level of property risk management support incorporates comprehensive risk identification, loss prevention, loss reduction, cost-benefit analysis and, business impact analysis supported by client and industry understanding with discussion.... communication.... training.

And, like the gears in a clock that only tell correct time when all cogs and gears are correctly interconnected and aligned, the full view of property risk and potential solutions for improvement recommendations must be based on interconnected features that work together including COPE data (construction, occupancy, protection, exposures), location, occupancy, hazards, financial considerations and timing, risk appetite, awareness of risk and, risk management.

TNT was built on a foundation of 30-plus years of direct global property insurance risk consulting experience working directly with/for insurance companies, brokers, and clients utilizing references including NFPA Codes & Standards, FM Data Sheets, HPR insurance guidelines, and high hazard industry best practices.

We support property corporate risk management, third-party loss prevention companies, insurance companies and brokers with a comprehensive understanding of industry, property risk, risk improvement solutions, insurance and training.

How TNT can Help

Property risk site assessments and solutions consulting for loss prevention, loss reduction, and site/corporate training.
Property site assessments- for fire, associated loss perils, machinery breakdown, security, natural hazards and COPE (Construction, Occupancy Protection and Exposure).
Property site assessments for analysis and quantifying Normal Loss (NLE) expectancies, Probable Maximum Loss (PML) expectancies, Maximum Foreseeable Loss (MFL) expectancies, Business Interruption (BI) potential.
Property insurance report risk improvement analysis, evaluation, explanation, and completion follow-up.
Fire protection systems impairment training and management.
Representation at insurance property surveys and insurance renewal meetings.
Generation of property insurance diagrams.
Oversight/management of fire protection systems testing & maintenance (including fire pump systems) per NFPA 25 and NFPA 72 (including training).
Oversight/management of fire protection systems field reviews and commissioning.
Property risk, loss prevention, and human element programs development and training such fire systems per NFPA 13, fire sprinkler systems testing & maintenance for NFPA 25 compliance, and hot work management per NFPA 51B.
"Hands on" and virtual fire protection systems, fire pump systems, and fire alarm systems training at client sites or, one of several global fire training labs- See www.TNTtraining.us

About TNT Risk Consulting

The TNT Name

TnT, aka trinitrotoluene and sometimes incorrectly referred to as dynamite, stands for blowing up the norm in client service, risk assessment, and risk loss prevention.

It can also represent the sometimes misunderstood hazards (or insurance company risk improvement recommendations generated for hazards) that exist- for example "TNT" is not dynamite... different in history, use, nature, and risk.

The TNT name, also represents a passion for client loss prevention consulting and Bruce's love for his two daughters- Terra and Trisha (a.k.a… TnT) both also working in the world of property insurance and risk today.

The TNT Logo

The TNT Name

The yin-yang (or taijitu symbol) has many implications and meanings.

Risk assessment is more than a checkbox- there is a balance and duality between loss prevention and loss reduction, between technological advancements and associated sometimes unrecognized emerging risks, between slight site changes in storage arrangement and packaging, and fire protection effectiveness, between simple risk recommendations and realistic risk solutions.

The logo also represents the undeniable value of automatic sprinklers in fire control and, the potential for false security when systems are not maintained and sites are not operated with risk awareness.

Bruce Clarke Biography

Over 34 years working in the property risk engineering for large companies including Industrial Risk Insurers, SwissRe, Employers Reinsurance Corp., XL, and American International Group
Complex occupancy experience with semiconductor, pulp & paper, open pit mining, power generation, large hotel-casino, and large warehouse/distribution facilities
Direct property risk consulting project and account management involvement in multiple $1B-plus green field construction projects from fire protection design specification to commissioning on numerous large warehouses, hotel-casinos and semiconductor wafer fabrication facilities
Experience working in numerous jurisdictions including throughout the U.S., Canada, Mexico, United Emirates, China, India, and South Africa
Development and delivery of fire protection and loss prevention training and mentoring to teams throughout North and South America, South Africa, Europe, EMEA, India, and China
Member of the NFPA 3, 4, 13, 25, 318, and 750 technical committees
Society of Fire Protection Engineers member and past Chapter President of both the Arizona and Carolina Chapters
Author and/or contributing author in numerous publications including the NFPA 25 Fire Protection Handbook (Fire Pumps Section) and 20th Edition of the Fire Protection Handbook (Microbiologically Influenced Corrasion chapter)
FACET 5 & DISC Personality Assessments Certified Program Facilitator.
Certified Fire Protection Specialist (CFPS) including past Board Chair and current NFPA preparation course instructor.
NFPA 13, 20, and 25 course instructor
Certified Meeting Facilitator
Six Sigma Green Belt Certified
IFSTA Certified Fire Protection Trainer

TNT Testimonials

"I am filled with gratitude for your invaluable contributions and untiring support. Please know that your impact on us will be felt for years to come!!"

"You’ve made a positive impact on countless people’s careers and general outlooks on life.
Whatever we have achieved today, whatever we have become- a big credit for it goes to you!"

"Thank you for your dedication, patience, and expertise which helped us in every aspect of day-to-day work."

"You have been one of the biggest influences in shaping and enhancing my knowledge on fire protection."

"Thank you for all of the guidance; for myself and for countless others on our team that benefitted."

"I have been on a semiconductor industry team with Bruce and often gone to him for technical advice. He has always returned my calls and emails that day or the next, despite his very busy schedule. I have found his help invaluable over all these years each time I have reached out to him. "

"You are a knowledge powerhouse and a gem of a person. It's been a sheer pleasure learning, interacting, partnering with you on several certification panels, interview panels in last many years, thoroughly inspiring."

"I have worked with Bruce for the better part of the last 10 years now and he has gone with me to a couple of large industrial sites to see firsthand some of the fire protection challenges we face. I have always found him to be knowledgeable about any subject or issue we faced along the way, and I always come away from our conversations feeling like I have learned something that I did not know before. "

"Thanks for sharing your experience and knowledge and always being there, available in every small or big technical question and everything."

"For every query I have had you were only a text away, and I always came away with new learning."

"Well presents valuable information and considerations for

design and operations of our warehousing facilities. Delivered excellent overview of the design process for us."

TNT PRESENTATIONS & PODCASTS

WEEDS TO WAREHOUSING

NFPA 2024 Conference Presentation

Hear/see Bruce Clarke's presentation at the 2024 National Fire Protection Association annual conference and exposition.

In this presentation, he discusses some of the key decisions and NFPA code and standard references that are critical, but often overlooked, in building construction and remodeling fire protection. adequately considered including slight changes in product packaging and arrangements with big potential negative impact.

TNT Risk Consulting